Schedule Your Free Tax Compliance Assessment
Silver Tax Group tax attorneys file your unfiled federal and state returns for multiple years, claim every deduction you qualify for, and request penalty abatement to reduce your total debt. We stop IRS collection actions before wage garnishment begins and negotiate payment solutions after you achieve compliance. You get accurate tax returns filed without negotiating with Revenue Officers yourself.
Tax filing means sending your federal and state income tax returns to the IRS by April 15th each year. You can also file by October 15th if you request extra time. When you miss these deadlines for one or more years, the IRS labels you as a non-filer. The agency knows about your income because your employer sends them W-2 forms and banks send them 1099 forms. The IRS compares this income information to the tax returns people file. When they don’t see a return from you, they send letters telling you to file or pay penalties.
Did you receive a CP88 Notice? You face 5% monthly failure-to-file penalties on each unfiled return, reaching 25% after five months. The IRS files Substitute for Return assessments using Form 6020-b that eliminate your deductions and inflate your tax bill by 40-80%. We reconstruct your returns with all credits and deductions, file multiple years in 60-90 days, and request penalty abatement to reduce your total debt.
You cannot file accurate returns without W-2s, 1099s, and other income records the IRS requires. We get your IRS wage and income transcripts using Form 4506-T. These transcripts show all income reported to the IRS for each year. This lets us rebuild your tax returns even when you have no original documents. We then file complete returns that claim all deductions you qualify for.
Did the IRS file returns for you using only your gross income, with no deductions, credits, or correct filing status? These inflated assessments become legally collectible and trigger wage garnishment and bank levies. You can replace the Substitute for Return by filing your own accurate return. This reduces your tax bill by 30-60% and stops collection based on the wrong amount.
Miss the April 15th deadline? The IRS charges a failure-to-file penalty of 5% per month. They also charge daily interest on any unpaid balance. We file your current year return right away to stop penalties from growing. If you qualify, we request an extension using Form 4868. If the IRS owes you a refund, filing late creates no penalties. However, you must file within three years to claim your money. We can help with this.
Does your total tax debt exceed what you can pay? We file all missing returns first to establish IRS compliance, then apply for an Offer in Compromise using Form 656 to settle for 10-30% of your balance.
If you don’t qualify for settlement, we pursue Currently Not Collectible status, stopping all IRS collection activity until your finances improve.
Schedule a free tax compliance case assessment. We determine how many years you need to file, your penalty exposure, and which IRS collection and enforcement actions you're up against.
Schedule Your Free Tax Compliance AssesmentWe rebuild your tax returns for all unfiled years using Form 4506-T to get IRS transcripts. These transcripts show your W-2 and 1099 income when you have missing records. Our tax attorneys prepare Form 1040 returns with all schedules. This includes mortgage interest (Schedule A), business expenses (Schedule C), capital gains (Schedule D), and tax credits (Schedule 8812, Schedule EIC).
Filing your own return replaces any Substitute for Return the IRS created for you. It also recalculates what you actually owe. Clients who file accurate returns instead of accepting IRS Substitute for Return assessments lower their total amount owed by 30-60% on average. This happens because the SFR removes all deductions and uses the worst filing status.
The IRS will not approve payment solutions until you file all required returns and become compliant. After filing, we negotiate payment options for you. These include Installment Agreements using Form 9465 that spread payments over 6 to 72 months. We also handle Offer in Compromise using Form 656 that settles your debt for less than the full amount. Another option is Currently Not Collectible status using Form 433-F. You qualify for this when your monthly expenses equal or exceed your income. We match your payment plan to what you can actually afford based on IRS Collection Financial Standards. We do not base it on what Revenue Officers demand.
Form 4506-TTranscript Request | We use this form to request wage and income transcripts from the IRS. This helps us rebuild your tax returns when you are missing W-2s and 1099s. | Phase 1 - Before filing returns |
Form 2848Power of Attorney | This form gives our tax attorneys the power to represent you. It allows us to communicate directly with the IRS on your behalf. | Phase 1 - At case start |
Form 4868Extension Request | This form requests an automatic extension. It gives you until October 15th to file your current year return without failure-to-file penalties. | Phase 1 - If current year unfiled |
Form 1040Individual Tax Return | This is the individual income tax return we file for each unfiled year. It includes all schedules for deductions, credits, and income sources. | Phase 2 - Primary filing |
Form 1040-XAmended Return | We file this amended return if you need to correct a previously filed return. We also use it to replace an IRS Substitute for Return. | Phase 2 - If corrections needed |
Form 1040-VPayment Voucher | We include this payment voucher when you pay your tax balance by check or money order with your filed return. | Phase 2 - If paying with return |
Form 843Penalty Abatement Request | We submit this claim for refund and request for abatement to remove failure-to-file and failure-to-pay penalties after you become compliant. | Phase 3 - After returns processed |
Form 12153Collection Due Process Appeal | This form requests a Collection Due Process hearing. It stops IRS levy actions for 30 days while we negotiate resolution terms. | Phase 3 - If levy notice received |
Form 9465Installment Agreement | We file this installment agreement request when you need 6 to 72 months to pay your tax balance after returns are filed. | Phase 4 - Payment resolution |
Form 433-AIndividual Financial Statement | This detailed collection information statement shows your income, expenses, assets, and liabilities. We use it for Offer in Compromise or Currently Not Collectible status. | Phase 4 - Payment resolution |
Form 433-FFinancial Statement | We complete this collection information statement to document your income, expenses, and assets for payment negotiations. | Phase 4 - Payment resolution |
Form 656Offer in Compromise | We submit this Offer in Compromise application to settle your tax debt for less than the full amount when you qualify. | Phase 4 - Payment resolution |
Form 656-LOffer in Compromise (Doubt as to Liability) | This is a special Offer in Compromise application. We use it when you dispute the IRS assessment amount or believe the tax debt is incorrect. | Phase 4 - If disputing liability |
| First Time Penalty Abatement | You qualify if you had no penalties in the three years before your unfiled tax years. You must also file all missing returns right away. |
| Offer in Compromise | You must first establish full compliance by filing all required returns. You also need documentation proving you cannot pay your total tax debt before the 10-year collection statute expires. |
| Installment Agreements | You qualify for monthly payments between $25 and $1,000 when you can afford payments but need time to pay the full balance. |
| Currently Not Collectible Status | You qualify when your monthly income minus allowable living expenses leaves nothing for IRS payments. |
| Free Case Assessment | We review your income, assets, expenses, and how many years remain unfiled. This helps us determine the best resolution path for you. |
Filing 3 to 5 years of back tax returns takes around 60 to 90 days from when you provide your financial documents. Total resolution time depends on how many years you need filed and whether you have business returns.
Complete resolution including penalty reduction and payment plan approval takes 4 to 6 months total. Cases with 6 or more unfiled years or business returns take a few additional months. Schedule your free case assessment and we’ll give you a timeline specific to your situation.
The IRS Substitute for Return inflates your assessment by 30% to 60% above what you actually owe. This happens because the SFR removes all deductions and uses the worst filing status. You have the right to replace it with your own corrected return.
Our tax attorneys rebuild your income documentation from bank records, payroll statements, and business receipts. We prepare IRS-compliant returns that hold up under audit review. Submitting weak documentation or missing records lets the IRS keep the inflated assessment in place. We’ll calculate how much the SFR overcharged you during your free case review.
Yes, we can stop IRS wage garnishment while filing your back taxes. The IRS typically releases wage garnishment within 7 to 14 days after you file all required returns and set up a payment plan.
We request levy release using your compliance efforts and negotiate payment terms on your behalf. The faster you file missing returns, the faster the garnishment stops. Call us today if you’re facing active wage garnishment and we’ll start working on your release immediately.
Filing late returns has lower audit risk than not filing at all. The IRS is more interested in getting you compliant than auditing your late returns.
We prepare returns to IRS specifications with proper documentation to lower your audit chances. Our tax attorneys know what triggers IRS scrutiny and structure your returns to avoid those red flags. During your free case assessment, we’ll review your situation and explain any audit risks specific to your returns.
Penalty abatement typically reduces total tax debt by 30% to 50%. The exact savings depend on how many years you have unfiled and your total tax liability.
For example, three unfiled years with $30,000 in total tax liability could mean $22,500 in penalties alone. Interest cannot be removed, but it stops growing once you pay the principal balance. We’ll calculate your exact penalty exposure during your free case review.
The IRS offers several payment solutions after you file all required returns and become compliant. Your options depend on your income, expenses, and total debt amount.
We match your payment option to what you can actually afford using IRS Collection Financial Standards. During your free case assessment, we’ll review your finances and tell you which option fits your situation.
Yes, the IRS requires full compliance before approving any payment resolution. You must file all required returns for at least the past six years and the current year before applying.
If you apply without filing all returns, the IRS will reject your request automatically. We file your returns first, then negotiate payment terms after you’re compliant. This order matters because skipping it wastes time and delays your resolution.
Yes. The State Department can revoke or deny your passport when you owe more than $62,000 in combined tax debt, penalties, and interest. The IRS certifies seriously delinquent tax debt to the State Department, which includes unfiled returns with assessed balances. Filing your returns, requesting penalty abatement to reduce the balance below $62,000, or establishing an approved payment plan removes the certification within 30 days.
The IRS charges 5% monthly penalties on each unfiled return. When you wait to file, the IRS can take money from your paycheck, seize funds from your bank account, and place federal tax liens on your property. Our tax attorneys file multiple years of returns in 60 to 90 days. We remove penalties that lower your debt by 30% to 60% or more. We also stop IRS enforcement actions while we negotiate payment plans you can afford. Schedule your free case assessment now. We will review your IRS transcripts, calculate your exact penalty exposure, and create an action plan.
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